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About Us
Our Approach
Our service includes a comprehensive consultation to help identify gaps and opportunities with your current financial situation. We are experts with complex situations and financial structures and ensure that your needs are our number one priority.
Why DFS?
The Decipher Financial Services team have a combined experience of almost 80 years in the banking and finance industry. With international commercial business experience and an innate understanding of the different options available in the finance market in Australia, we will work with you to ensure your success.
Our Team
Luke Harris, Co-Founder & Director
Luke Harris, Co-Founder & Director
Luke Harris, Co-Founder & Director
Luke has an extensive international career throughout the Asia Pacific region. Luke’s experience spans from small family run businesses to large multinational corporations in the Hospitality, Retail and Finance sectors.
Having lead hotels for much of his career, Luke moved into banking and finance over five years ago working for Westpac
Luke has an extensive international career throughout the Asia Pacific region. Luke’s experience spans from small family run businesses to large multinational corporations in the Hospitality, Retail and Finance sectors.
Having lead hotels for much of his career, Luke moved into banking and finance over five years ago working for Westpac, one of Australia's largest banks, both as a Bank Manager for their Head Office branch in Melbourne and also a Relationship Director of Premier Banking. Luke's high level of client service was recognised by Westpac in 2019 when he was awarded the National Service Champion of the Year.
Luke is passionate about the community and has mentored social start-up businesses, was formally the Treasurer of Ashburton Primary School and is the current President of the Collins Street Precinct Group.
Luke's extensive commercial experience is coupled with his passion for adding value to and contributing to the growth of his clients.
Mohammad Hassan, Co-Founder & Director
Luke Harris, Co-Founder & Director
Luke Harris, Co-Founder & Director
Mo possesses a diverse background in the banking and financial services industry, having worked in some of Australia's leading banks for over a decade.
Mo commenced his financial services career with a Port Melbourne based financial planning business back in 2010 and most recently worked as a Private Banker for Westpac Private Wealth looki
Mo possesses a diverse background in the banking and financial services industry, having worked in some of Australia's leading banks for over a decade.
Mo commenced his financial services career with a Port Melbourne based financial planning business back in 2010 and most recently worked as a Private Banker for Westpac Private Wealth looking after the needs of High and Ultra High Net Worth clients.
Mo is a multi award winning banker and is considered by many in the industry as an expert at assisting clients with extremely complex needs and structures. Mo brings a wealth of experience in all types of lending including residential mortgages, business lending, commercial finances, development finance, SMSF lending, private lending and equipment finance.
He has turned many complex scenarios into successful outcomes for clients through his understanding of risk mitigation strategies.
Mo is an avid property investor and understands the Victorian property market with local knowledge in both metro and regional areas.
Jenny Maugueret, Client Services Manager
Nicole Tan, Client Services Manager
Nicole Tan, Client Services Manager
With an extensive career of over 41 years with Westpac, including 15 years of looking after the needs of high net worth clients, Jenny is perfectly placed to assist you as Client Services Manager.
Jenny attained multiple awards during her time at Westpac. Jenny was awarded Relationship Manager of the year in 2018. Jenny was further reco
With an extensive career of over 41 years with Westpac, including 15 years of looking after the needs of high net worth clients, Jenny is perfectly placed to assist you as Client Services Manager.
Jenny attained multiple awards during her time at Westpac. Jenny was awarded Relationship Manager of the year in 2018. Jenny was further recognised as a National Star Award winner in 2018 in recognition of being the best of the best within Westpac.
Jenny is passionate about providing a great client experience that helps people achieve their dreams.
Nicole Tan, Client Services Manager
Nicole Tan, Client Services Manager
Nicole Tan, Client Services Manager
Nicole possesses over 15 years of experience in banking and finance including undertaking the role of Bank Manager and most recently as a Relationship Manager in a major bank in Australia.
Nicole loves to be involved in the community and is currently the Secretary of Birralee Preschool in Vermont South, Victoria.
Nicole loves to surpris
Nicole possesses over 15 years of experience in banking and finance including undertaking the role of Bank Manager and most recently as a Relationship Manager in a major bank in Australia.
Nicole loves to be involved in the community and is currently the Secretary of Birralee Preschool in Vermont South, Victoria.
Nicole loves to surprise and delight clients and goes the extra mile to ensure that their needs are exceeded.